Garth is not just “another mortgage broker. He provides much more than the basic broker service…. He is able to provide me with mortgage and Real Estate investment advice that is tailored to my specific situation…. The first person I contacted to get a second opinion was Garth. He was able to break down the pros and cons and exactly how they would apply to the property I was looking at. This allowed me to make an informed decision in a much shorter period of time. From start to finish the process of obtaining financing was painless…. A mortgage broker like Garth lets the investor concentrate on what is most important to them, instead of worrying about financing.

Tony La

Toronto, ON – 2012

We have worked with many different lending companies over the past five years, and although we were reluctant to work long-distance via the phone form Red Deer, you gave us far better service than anyone else ever did. We were able to get a great mortgage rate, with a term that matched out requirements.

Not only did things move quickly an smoothly, but we always felt you had our best interests at heart. You were concerned about the deals we had on the table, and also kept us focused and in tune with our goals and investors.

We will gladly recommend you to any serious Real estate Investor.

Dan and Pam Beauchamp

The fact that you owned a vast number of investment properties, your initiative in creating a unique management and analysis software (REMA) and knowledge of current financial trends affecting mortgage financing, helped instil a sense of confidence in dealing with someone who I could call on to represent my investors and I as a trusted advisor.

Furthermore your approach went far beyond simply arranging for mortgage financing but encompassed an myriad of value added services including portfolio analysis and personal financial statement review, debt coverage ratio (DCR) improvement advice with an emphasis on positioning for future deals, investment proforma review and critical analysis, availability/accessibility for questions and general attention to detail throughout the entire process.

Marcel Greaux | Director Business Development

Greaux Investments, Toronto, ON

Garth is very knowledgeable and an expert at both finding financing for clients looking to purchase real estate, and educating them at the same time. I learnt so much in such a short time and now manage six rental properties with plans to purchase more.

Diane Bird

Calgary – 2013 (LinkedIn)

Garth has been a great asset and has shown to be very knowledgable not only on mortgages but real estate in general. I would not hesitate to work with Garth and his team again. Proud to call Garth and Jencor part of my team.

Robert St. Jean, P.Bio, EP, NCSO

Environment Manager at Fluor Canada –

2013 (LinkedIn)

“Garth was hired by our firm to secure capital on several challenging re-financing deals. Garth worked diligently and tirelessly to assemble the right people to make the deal work. Garth accepted the challenge, came up with a solution and saw the deal through to the end. I recommend Garth’s services, and refer him often.”

Top qualities: Great Results, Expert, High Integrity

Robert McLeod

Realtor and Managing Partner, McLeod Project Marketing


October 11, 2010 (LinkedIn)

“Garth has a no-nonsense and efficient approach to his business and his advice is similar. His insights and recommendations gave me more clarity moving forward in my career and in my life…Thanks again Garth!!”

Lucas Fausak

President and CEO, REACH Housing Solutions Inc.

October 3, 2010 (LinkedIn)

“Garth is a very knowledgeable and seasoned real estate investor. He had the foresight to sell many assets and reduce his leverage before the market corrected downwards in 2008. This is based on his conservative nature, foresight, insight and connection with 100’s of other, more aggressive investors. Garth is a trustworthy individual who can be relied upon for unbiased insights into both equity as well as debt based real estate investments in W-Canada with a focus on Alberta!”

Thomas Beyer

Majority Owner, President, CEO, Prestigious Properties Group

Vancouver, BC

August 10, 2010 (LinkedIn)

“I have had the pleasure of working with Garth on many projects. Garth’s experience and expertise are second only to his integrity. Garth’s wealth of actual real estate investment experience is an asset for anyone seeking real estate investment advice, including mortgage financing. I highly recommend Garth.”

Top qualities: Great Results, Expert, High Integrity. We have worked together since 2004

Jim Hassett

Partner, Hassett & Reid LLP

Airdrie, AB

May 18, 2010 (LinkedIn)