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Posted by: Garth Chapman
Have you ever wondered why your neighbour or brother-in-law just got a lower or higher interest rate on a new mortgage than you just got? Reasons for differences, and sometimes they are significant, can be many and varied, including your income, income source, province of residence, type of property being mortgaged, credit score, specific privileges […]
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Questions to ask before buying a vacation home……… Buying a home is a big step in life that requires financial planning, saving and lots of upkeep. And yet, many people find that they like being a homeowner so much that they want to purchase a second home as a recreational or vacation spot. For those […]
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A good article on an age-old question. Rob’ Carricks bottom line advice: RRSPs beat a mortgage paydown in today’s low-rate world, but credit cards and high-rate loans and lines of credit beat RRSPs. Get rid of that high-rate debt. Kill it dead. http://www.theglobeandmail.com/globe-investor/personal-finance/retirement-rrsps/the-rainy-day-debate-contribute-to-your-rrsp-or-pay-off-debt/article7928044/
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