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Posted by: Garth Chapman
These are the books that stayed with me, often for days after finishing them, and some for weeks. GENERAL INTEREST: Three Day Road, by Joseph Boyden The Tiger: A True Story of Vengeance and Survival, by John Vaillant Guns, Germs and Steel: The Fates of Societies, by Jared Diamond An Anthropologist On Mars, by Oliver […]
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Why You Should Monitor Your Credit Report and Score Once You are on a Mortgage or any other Debt Payment Deferral Program The banks all have automated systems that report on your Credit Bureau that you did or did not make a payment as agreed. When the payment is controlled by a Pre-authorized Debit the […]
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How to Automate the Monitoring of Your Credit and How to Manually Check the Detailed Report You can easily have your bank monitor your credit for you, which will result in alerts when your credit is pulled, and perhaps other alerts as well. To do this login to your bank account and activate their free […]
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What is the Cost of a 6-month mortgage payment deferral? We will assume the deferral occurs in the first 6 months of the new mortgage, which is unlikely to happen but provides the most expensive case scenario. We will use the method used by most Credit Unions, and by TD Bank and others, whereby the bank […]
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My Big Picture Thoughts for Landlords in the early days of COVID-19 Aside from one’s own personal sense of obligations to those in need, I believe that society as a whole bears the obligation to help those in need, at all times, and most especially in extraordinarily challenging times. At this COVID-19 time a great […]
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We wanted to stay in touch and to reach out today with important new information regarding new or improved benefits that both the federal and Alberta governments have announced this week. As you are also undoubtedly doing, we are working very hard to cut our costs in every area possible. We will get through this, […]
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All the COVID-19 Support Programs in Canada in one place This is a great open-source Google Doc detailing, searchable, and categorized by need and situation. Brilliantly conceived. Updated frequently. https://drive.google.com/file/d/1lOJn7XS6ETIkbLRodYk681M_2dxkkQsc/view Banks offering COVID-19 Relief on Auto & Personal Loans, Credit Cards, Credit Lines Details of Major Banks offering relief in various forms ATB Customer Relief Program […]
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The Federal Government announced on March 18, 2020 that it would provide increased flexibility to lenders to defer mortgage payments. Then the big-6 banks announced they would be allowing up to 6 months of mortgage payment deferrals to assist those impacted by COVID-19. The Monoline lenders followed suit. Since then they have all been doing as […]
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Many of our clients, their family and friends are looking for information and so we hope you find the following to be helpful. If you have any questions about the following your Jencor Advisor is available and we will do our best to answer questions, find answers and anything else we can do for you. Each […]
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Why this is such a big deal that requires your full attention? Because in just two months the COVID-19 pandemic has already become: The single largest economic disruption and jobs crisis since the great depression The most concentrated national efforts against a crisis since World War 11 since the Great Depression of the 1030’s All […]
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